What Is a Home Warranty?
A home warranty is a service plan that helps cover the cost to repair or replace your home's major systems and appliances when they break down from normal, everyday wear and tear. Think of it as a buffer between you and the big, unexpected repair bills that come with owning a home.
It's easy to confuse three things, so here's the difference. Homeowners insurance covers sudden, accidental damage from events like fire, storms, or theft. A manufacturer's warranty covers a single new product for a limited time. A home warranty is broader and ongoing: it covers the gradual breakdown of the systems and appliances you use every day — heating and cooling, electrical, plumbing, water heaters, and major kitchen and laundry appliances — regardless of their age or brand, up to the plan's terms.
A typical plan works on a simple model: you pay an annual premium, and when a covered item fails you file a claim, a licensed technician is dispatched, and you pay one flat service fee per visit while your plan covers the covered repair or replacement.
The result is fewer financial surprises and one number to call when something stops working. Get a free quote to see what a plan would cover for your home.
What Is a Home Warranty? FAQs
- How do I get a quote from Eden Home Warranty?
- Request a free, no-obligation quote online in a couple of minutes. Tell us about your home and we'll match you with a home warranty plan and price — with no pressure to buy.
- Is a home warranty the same as homeowners insurance?
- No. Insurance covers sudden damage from events like fire or storms; a home warranty covers the everyday breakdown of your systems and appliances from normal wear and tear. Most homeowners keep both.
- What does a plan cover?
- Plans typically cover major systems — heating, cooling, electrical, and plumbing — plus everyday appliances, with optional add-ons for items like pools, well pumps, and septic systems. Exact coverage depends on the plan you choose.
- How does a claim work?
- When a covered item breaks down, you file a claim 24/7, a licensed local technician from the plan's network is dispatched, and you pay one flat service fee per visit while your plan covers the covered repair or replacement, up to its terms.