Home Warranty Cost
How much does a home warranty cost? For most homes, a home warranty has two simple parts: an annual (or monthly) plan premium, and a flat service fee you pay each time a technician visits for a covered claim.
Across the industry, plan premiums typically run from roughly $300 to $600 a year, and service fees commonly fall between about $75 and $125 per visit — but your actual price depends on a handful of factors: which plan tier you choose (a basic systems-and-appliances plan costs less than a total plan), any optional add-ons like a pool or well pump, your service-fee level (a higher service fee usually means a lower premium, and vice versa), and where your home is located.
The value math is straightforward. A single major repair — a failed AC compressor, a dead water heater, a refrigerator that won't cool — can easily cost more than a full year of coverage, so a home warranty turns an unpredictable four-figure surprise into a known, budgetable cost.
Want your real number? Get a free, no-obligation quote and we'll match you with a plan and price for your home — no pressure to buy.
Home Warranty Cost FAQs
- How do I get a quote from Eden Home Warranty?
- Request a free, no-obligation quote online in a couple of minutes. Tell us about your home and we'll match you with a home warranty plan and price — with no pressure to buy.
- Is a home warranty the same as homeowners insurance?
- No. Insurance covers sudden damage from events like fire or storms; a home warranty covers the everyday breakdown of your systems and appliances from normal wear and tear. Most homeowners keep both.
- What does a plan cover?
- Plans typically cover major systems — heating, cooling, electrical, and plumbing — plus everyday appliances, with optional add-ons for items like pools, well pumps, and septic systems. Exact coverage depends on the plan you choose.
- How does a claim work?
- When a covered item breaks down, you file a claim 24/7, a licensed local technician from the plan's network is dispatched, and you pay one flat service fee per visit while your plan covers the covered repair or replacement, up to its terms.